The scam of purchasing airline flight insurance. Buyer beware.
It is really disheartening knowing that mostly everything in business these days is a scam, especially in the insurance industry. The companies know all well and good that they are out to take your eyeballs out well in advance of you purchasing the insurance. Purchasing is not the problem; getting paid is.
They employ some very crafty/slippery than cat shit ambulance chaser to draw up convoluted conditions on their insurance forms deliberately to get out of paying the unassuming scammed customer that bought their policies.
I recently booked a flight; with it I purchased flight cancellation insurance. I felt if I needed it for personal reasons to cancel the flight I would have it. .
I contacted the airline Cheapair to cancel (the name sure fits) that turned me over to an insurance company that handles their scam/accounts. They have sure lived up to their name. It should have called Cheapmothersair.
The following is what the airlines web-page explains why a person should have flight insurance.
Preparing for your trip includes covering yourself for unfortunate occurrences that threaten to interfere with even your best-laid plans. By purchasing travel insurance, you can insure yourself for covered cancellation penalties, medical costs, as well as gain access to a wide range of traveler’s assistance services.
Why Buy a Travel Insurance plan: Travel Mishaps Occur Every Day, No matter how hard you try, there are some things you just can’t plan for. If a family member gets sick. If your baggage is lost. If your trip is delayed. Your passport is lost or stolen. If weather prevents your travel. You need to see a doctor for a sudden injury. If you miss a flight connection. That’s why there’s Travel Guard.
Deception at its finest and just another gigantic case of
The comedians at the insurance company sent me 7 pages of documents to be filled out by hospital, doctors and affidavits proving that the submission is not fraudulent. It was so full of twists and turns that the only thing they neglected to ask was if “The Virgin Mary” was really a virgin.
The requirements to collect were mind boggling; they make reference to pre-existing conditions – number of times treated – when did the illness first surface – how was it treated – who treated it – number of doctors with their name addresses, phone numbers listed and number of times admitted to the hospital. The only illness or disease they may have missed is if the person requesting a refund had leprosy. It may have been there but I missed it.
We all know that asking a doctor or hospital to fill out such a complex/ disclosure form is out of the question.
My suggestion to anyone that is a frequent flyer, do not purchase flight insurance because even if you do have a legitimate claim you won’t be able to collect anyone.
The scamming “mothers” complicate the process so bad that they know the majority of people finally gets pissed off and give it up. They are masters of deception.
I know that the airlines will not take responsibility for being part of the scam. If they wanted to maintain their integrity (not many of them have any) they would hire more responsible companies to represent them. There is no doubt in my mind that these pigs are all sleeping with one another.
Take a bus like John Madden does if you can.